Rates

Time Share Certificates Offered as of  7/1/10

TERM AMOUNT RATE APY**
  6 Months $1000+ .950% .954%
12 Months $1000+ 1.200% 1.206%
24 Months $1000+ 1.550% 1.560%
36 Months $1000+ 1.950% 1.967%
18 Months *** Children's CD $100-$1000 MAX 3.929% 4.000%

** the annual percentage yield (APY) is quoted to show the effect of compounding over a one-year period.
*** Children's CD ONLY. Certain restrictions apply. Limited time offer.

 

***Rates for July 2010***

Minimum Rate APY
e-Checking

$500-1,999
$2,000-4,999
$5,000-24,999

 .35%
.75%
1.25%		 .351%
.753%
1.257%
Preferred Checking $500-1,999
$2,000-4,999
$5,000-24,999		 .35%
.75%
1.25%		 .351%
.753%
1.257%
Select Savings $25-999
$1,000-9,999
$10,000+		 .25%
.35%
.50%		 .250%
.351%
.501%
Money Market Savings $1000-9,999
$10,000-24,999
$25,000-49,999
$50,000-99,999
100,000+		 .75%
1.00%
1.00%
1.15%
1.15%		 .753%
1.004%
1.004%
1.156%
1.156%
IRA Systematic Savings $5 .850% .853%
IRA CD                    1 yr
                              2 yr
                              3 yr		 $1,000
$1,000
$1,000		 1.500%
2.000%
2.500%		 1.510%
2.018%
2.529%
2010 Christmas Club (simple interest) $5 1.00% 1.000%

*** Rates are subject to change at any time, as determined by the Board of Directors ***