Rates

Time Share Certificates Offered as of  12/1/11

 

TERM AMOUNT RATE APY**
  6 Months $1000+ .4500% .451%
12 Months $1000+ .6000% .602%
24 Months $1000+ .9000% 1.112%
36 Months $1000+ 1.100% 1.118%
18 Months *** Children's CD $100-$1000 MAX 1.9290% 1.946%

** the annual percentage yield (APY) is quoted to show the effect of compounding over a one-year period.
*** Children's CD ONLY. Certain restrictions apply. Limited time offer.

 

***Rates as of December 2011***

 

  Minimum Rate APY
e-Checking

$500+

 .35% .351%
Preferred Checking $500-1,999
$2,000-4,999
$5,000+		 .25%
.35%
.50%		 .251%
.351%
.503%
Select Savings $25-999
$1,000-9,999
$10,000+		 .25%
.35%
.50%		 .250%
.351%
.501%
Money Market Savings $1000-9,999
$10,000-24,999
$25,000-49,999
$50,000-99,999
100,000+		 .40%
.40%
.55%
.55%
.75%		 .401%
.401%
.551%
.551%
.753%
IRA Systematic Savings $5 .500% .501%
IRA CD                    1 yr
                              2 yr
                              3 yr		 $1,000
$1,000
$1,000		 .500%
.800%
1.000%		 .501%
.803%
1.005%
2012 Christmas Club (simple interest) $5 1.000% 1.000%
VIP Account (Very Important Purpose)* $5 1.000% 1.000%


* Certain restrictions apply
*** Rates are subject to change at any time, as determined by the Board of Directors ***