Individual Retirement Accounts

An IRA is one of the best ways to save for retirement by allowing you to invest without paying taxes on the earnings until you begin to make withdrawals. Traditional and Roth IRA's are available.  Start with an IRA CD or, with a Systematic IRA Savings begin with as little as $5.   Depending on your circumstances, your contributions may be tax-deferred.  Please consult your tax advisor to determine tax advantages and which type of IRA is best for you.  IRA accounts may be insured up to $250,000 by the National Credit Union Administration (NCUA).*

*All savings accounts have minimum balance requirements.  Term deposits such as CDs, retirement accounts and club accounts may be subject to a penalty or fee for early withdrawal.