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Mortgages

Mortgage Loans
Whether it’s a new primary residence for you or that dream vacation home, be sure the home loan is a dream too.  Your Southern Select Mortgage Pro will lead you through the process, keep it as simple and provide you with plenty of fixed and variable rate options.

And, you’ll be happy to know, we don’t sell mortgage loans.  When you have a question about payments or escrow for taxes and insurance, the answer is as close as a call or quick visit because mortgages are serviced right here.

Have a home loan somewhere else?  Be sure to check with us about refinancing or home equity loan options.  When you're shopping, be sure to get all the facts... not just a rate.  SSCCU charges no commitment fee and no processing fee, plus you'll likely pay $500 - $800 less in underwriting fees!

- Click here to Pre-Qualify for a Home Loan -
   (Pre-qualifying is a great tool to help you get started in the homebuying or refinance
     process - you are under no obligation)

- Click here to Apply Online for a Home Loan -
   (Of course you may inquire for a rate quote, or apply directly with a loan officer too, just click below to e-mail your request)

Click here for mortgage info@southernselectccu.com to have a Southern Select mortgage lender contact you  -

In The Subject line, Please type in the following:  "CONTACT ME WITH MORE INFORMATION ON MORTGAGE LOAN OPTIONS"

In your message, provide your NAME ADDRESS, DAYTIME TELEPHONE NUMBER AND AREA CODE along with your inquiry or request.

When contacting us via e-mail link, please note: you will not be using a secure connection, therefore, please do not include sensitive personal information like an account number, Social Security Number, Drivers License number etc.in your message or subject line.  Good for general information requests.

Should your request or inquiry require a secure connection, please login to SelectAccess e-Banking, look to the left of your screen for the "Mail IT" heading, then select "Compose New Mail".

Equity Advantage Home Equity Line of Credit (revolving/variable rate)

This convenient revolving line of credit  makes accessing the equity in your home as easy as writing a check or making a transfer to your Southern Select checking or savings account.*  **

Equity Select Fixed Rate/Fixed Term Home Equity Loan (fixed term/fixed rate)

When having a fixed monthly payment and a specified payoff date is important to you, Equity Select is the choice for you.  Terms available up to 15 years* **.

*All loan products are subject to credit approval
**The BOSS discount on loan rates applies to most consumer loans, except the overdraft line of credit, loans not secured by real estate and that are not special promotional loan offers.